Articles
We believe in the power of financial education. Our team of experts is dedicated to providing you with the knowledge and resources you need to make informed decisions about your finances through the articles we write. We also aim to keep our readers informed on current events that affect the finance world. We release articles at a rate of one a week or two every two weeks.
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Current Events
What’s Next for the Department of Government Efficiencies (DOGE) After Vivek Ramaswamy’s Exit? · 2/07/25
Have you ever wondered how the government could work faster and waste less money? That’s exactly what the Department of Government Efficiencies (DOGE) was created to do. DOGE focuses on cutting waste, improving technology, and ensuring taxpayer money is used wisely.
Economics
The Economic Impact of the California Wildfires · 1/31/25
The tragic and unfortunate wildfire is currently ongoing and impacting areas near the Eaton and Palisades region in California. Harsh winds started the fire, which, combined with dry weather, led to serious fires that became widespread quickly.
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Personal Finance
Price-to-Earnings Ratio · 1/21/25
A price-to-earnings ratio (P/E) measures a company's stock price relative to its earnings per share (EPS). The P/E ratio helps determine a company's stock value and whether it is expensive or cheap compared to its earnings. It is a commonly used comparison tool, and its formula is fairly simple.
Economics
Economics of Squid Game · 1/5/25
In a world filled with economic despair, Squid Game showcases the extent to which people are willing to go to achieve financial stability. The popular series portrays the struggles of people facing overwhelming debt, putting regular individuals in extreme situations where life and death depend on childhood games.
Personal Finance
Moat Analysis · 12/18/24
Companies with a strong competitive advantage often have "wide moats" which allow them to outperform the market by significant margins. In real life, a moat is a wide ditch typically filled with water to protect against attack. In the business world, companies with a “wide moat” may have lasting advantages over their competitors.
Current Events
Interest Rates & Economic Growth: Assessing Post-Trump Economic Projections · 11/30/24
In September, the Federal Reserve introduced its first interest rate cut since the early days of COVID-19, lowering it by 50 basis points (0.5 percentage points) to a range of 4.75 - 5.00%. As inflation cooled further, the Fed cut rates by another 0.25% in November. This change overlaps with Trump’s re-election; the president-elect vows to "make America affordable again," but the implications of these policies are still being debated.
Current Events
What Trump's Presidency Means for the Future of American Businesses and the Economy · 11/10/24
Donald Trump, the newly elected president going into his second term, has made new and important changes to the business world in America. Trump has many ideas that he plans to implement, which we will discuss in this article.
Industry
How Much Money Does College Football Make? · 10/12/24
College football is a major revenue driver for many universities across the U.S. The sport generates income through media rights deals, sponsorships, ticket sales, and merchandising. Schools are often inclined to invest in their college football programs, as it attract more attention and applications to their universities.
Economy
The Role of Gold in a Country's Economy · 09/22/24
Gold holds its reputation as a reliable store of value in a turbulent economy. While paper currencies constantly depreciate and change due to inflation or economic turmoil, gold maintains its value over time. This characteristic makes it an alluring investment during periods of financial uncertainty. Individuals, corporations, and governments often turn to gold to safeguard their wealth.
Current Events
2024 US Presidential Debate Coverage · 09/10/24
Tonight, presidential candidates Donald Trump and Kamala Harris met in person for the very first time for a live television debate. Previously, Donald Trump had debated Joe Biden once. But, with Joe Biden dropping out of the race, this debate is Kamala Harris’s first time on the debate floor as a presidential candidate. I have summarized the arguments between both candidates for three different topics, along with some additional observations.
Current Events
Robert F. Kennedy Jr. Suspends His Presidential Campaign and Endorses Trump: What Impact Will This Have on the Election? · 09/09/24
On August 23rd, independent presidential candidate Robert F. Kennedy Jr. announced that he would suspend his campaign and endorse Donald Trump. This article will help clarify the situation by covering the motivations behind Kennedy's endorsement, what he may bring to the Trump Administration, and the potential impact on the 2024 presidential election.
Economy
Economics in Money Heist · 09/02/24
Scarcity—the idea that individuals have unlimited wants and limited resources—couldn’t have been shown better in the show Money Heist. Money Heist is a show where a group—each member having names of capitals of different countries—prints money continuously inside banks.
Personal Finance
Vertical Analysis · 08/27/24
The fundamental goal of a business is to make money. Thus, as investors, one of our primary tasks is to evaluate how a company makes money. One of the first methods we learn of is comparing revenue streams. . However, if we want to take a step further, we may also want to evaluate how a company manages and spends its money. We may do this with the same logic in mind in a process known as vertical analysis.
Industry
An Introduction to Cryptocurrencies · 08/19/24
Crypto, short for Cryptocurrency, is a form of currency where its value is stored digitally and its transactions are processed through cryptographic techniques. Crypto does not rely on any bank and instead is dependent on the users to send and receive payments. Crypto is stored in secure, digital wallets.
Economy
Current Events
Is it worth it to host the Olympics? · 08/12/24
Hosting the Olympic Games is an honor that grants a country pride, coupled with global prestige, economic stimulation, and infrastructural advancement. However, all these alluring prospects are offset by the exorbitant cost and financial burden of hosting such a colossal event. Naturally, one would ask: Is it worth hosting the Olympics?
Industry
Artificial Intelligence - Just a bubble or a breakthrough? · 08/07/24
Artificial Intelligence (AI) is at a pivotal moment in 2024, straddling the line between a revolutionary breakthrough and an unprofitable bubble. Big Tech’s substantial investments in AI showcase its transformative potential, but it raises the question: Is generative AI truly profitable financially?
Current Events
Joe Biden Drops Out: Who Will Step Up as the Democratic Nominee and How Do They Compare Against Trump? · 08/01/24
It has been just over a week since Joe Biden withdrew from the presidential race on July 21st, providing enough time to evaluate the impacts and predict the future of the Democratic party.
Industry
The Effects of AI on the Job Market: Are We Doomed For the Future? · 07/24/24
Artificial intelligence is rapidly changing the job market, and its effects will become more pronounced in the future. AI-powered automation is already eliminating many jobs, and this is expected to continue in the future. However, AI is also creating new opportunities in the job market where users will have to work alongside it.
Current Events
Taking a Deeper Look at Donald Trump’s New Vice Presidential Candidate, J.D. Vance · 07/22/24
On July 16th, 2024, shortly after an assassination attempt during a campaign rally, former President Donald J. Trump announced that he would be selecting J.D Vance as his Vice-Presidential running mate for the upcoming 2024 election.
Personal Finance
Growth Rates and Horizontal Analysis · 07/15/24
As investors, one thing we always want to see in a company is consistent growth. We want to invest in companies that outgrow their competitors and continuously innovate. And we may check for these traits through growth rates and horizontal analysis.
